Not financial advice. Rates change; DeFi carries smart-contract and depeg risk.
75 USDC pools pass our safety filters right now, from 27 protocols across 12 chains, holding $7.66B in total. The best 30-day average is 13.15% on Upshift (XUPUSDC, Ethereum), and the middle of the pack earns about 6.09%.
Compared with their own 30-day averages, 12 options are rising and 8 are falling today.
Last updated · refreshes hourly · Data: DefiLlama ↗
13.15%
Upshift · XUPUSDC
6.09%
Median rate
75
Pass safety filters
$7.66B
75 options match
Upshift
XUPUSDC · Ethereum
30d avg
Accountable
USDC · Ethereum
30d avg
Morpho Blue
ROXCUSDC · Ethereum
30d avg
Pareto Credit
USDC · Ethereum
30d avg
Accountable
USDC · Monad
30d avg
Ember
USDC · Sui
30d avg
Gami Labs
EARNUSDC · Stellar
30d avg
Agua
USDC · Ethereum
30d avg
Gami Labs
GAMIUSDC · Ethereum
30d avg
Ember
USDC · Ethereum
30d avg
Lagoon
GAMIUSDC · Ethereum
30d avg
ZEROBASE CeDeFi
USDC · Base
30d avg
Morpho Blue
HYPERUSDCA · Monad
30d avg
Morpho Blue
ROXUSDCY · Ethereum
30d avg
Pareto Credit
USDC · Ethereum
30d avg
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
As of Nov 2, 2026, 03:28 UTC, Upshift (XUPUSDC on Ethereum) has the highest 30-day average at 13.15%, with $15.2M deposited. Its current rate is 13.15%. The top three are Upshift (13.15%), Accountable (12.13%), Morpho Blue (11.43%).
75 pools currently qualify, holding $7.66B in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 6.09%.
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk.
Rates are pulled from DefiLlama and refreshed every hour. This page last updated at Nov 2, 2026, 03:28 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
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