Stablecoin rates
The best places to earn interest on dollar stablecoins that pass our safety filters, ranked by what they actually paid over the last 30 days. Click any column to sort.
Last updated · refreshes hourly · Data: DefiLlama Yields ↗
New to this? Read the 30-second versionQuick explainer
- A stablecoin is a token built to stay worth $1. You can lend it out or deposit it in a protocol and earn interest, paid by borrowers or by what the protocol does with the money.
- We rank by the 30-day average (APY), not today's rate, because rates jump around. Tap + on any row for the risks and a link to the source.
- Higher rates usually mean more risk. None of this is insured like a bank account.
Guide: How stablecoin yields work →How to read these tablesGlossary
Best 30d avg
16.76%
Axis · SUSDX · Ethereum
Middle of the pack
5.04%
Median 30-day average
Pools passing filters
208
of 16,024 scanned
TVL in these pools
$30.40B
208 options match
- 1
Axis
SUSDX · Ethereum
16.76%30d avg
Now 15.61%TVL $53.3MDetails
- 2
Pendle V2
APYUSD · Ethereum
16.19%30d avg
Now 17.78%TVL $17.6MDetails
- Note
- For buying PT-apyUSD-05NOV2026
- Source
- DefiLlama pool page ↗Pendle V2 website ↗
- 3
Upshift
XUPUSDC · Ethereum
13.15%30d avg
Now 13.15%TVL $15.2MDetails
- 4
Apyx Protocol
APXUSD · Ethereum
12.93%30d avg
Now 13.14%TVL $151.2MDetails
- Note
- apyUSD vault
- Source
- DefiLlama pool page ↗Apyx Protocol website ↗
- 5
Saturn
SUSDAT · Ethereum
12.61%30d avg
Now 3.65%TVL $37.5MDetails
- 6
Accountable
USDC · Ethereum
12.13%30d avg
Now 12.13%TVL $14.2MDetails
- 7
Pendle V2
REUSD · Ethereum
12.06%30d avg
Now 12.15%TVL $13.0MDetails
- Note
- For buying PT-reUSD-10DEC2026
- Source
- DefiLlama pool page ↗Pendle V2 website ↗
- 8
Morpho Blue
FCUSDT · Ethereum
12.06%30d avg
Now 10.10%TVL $39.3MDetails
- Reward tokens
- 5.33% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 9
Re
REUSDE · Ethereum
11.81%30d avg
Now 11.84%TVL $30.3MDetails
- 10
Unitas USDu
SUSDU · BSC
11.62%30d avg
Now 11.46%TVL $35.9MDetails
- 11
Morpho Blue
ROXCUSDC · Ethereum
11.44%30d avg
Now 8.27%TVL $29.2MDetails
- Reward tokens
- 0.56% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 12
GAIB
SAID · Ethereum
10.77%30d avg
Now 10.54%TVL $15.6MDetails
- Note
- 30d withdrawal cycle
- Source
- DefiLlama pool page ↗GAIB website ↗
- 13
Pareto Credit
USDC · Ethereum
10.59%30d avg
Now 10.59%TVL $11.1MDetails
- Note
- Bastion
- Source
- DefiLlama pool page ↗Pareto Credit website ↗
- 14
Accountable
USDC · Monad
10.18%30d avg
Now 9.75%TVL $71.0MDetails
- Note
- Earn ACC Points
- Reward tokens
- 0.25% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Accountable website ↗
- 15
Ember
USDC · Sui
10.02%30d avg
Now 10.00%TVL $11.3MDetails
- Note
- Ember Earn
- Source
- DefiLlama pool page ↗Ember website ↗
- 16
Gami Labs
EARNUSDC · Stellar
10.00%30d avg
Now 10.00%TVL $27.5MDetails
- Note
- Gami earnUSDC
- Source
- DefiLlama pool page ↗Gami Labs website ↗
- 17
Agua
USDC · Ethereum
10.00%30d avg
Now 10.00%TVL $14.9MDetails
- Note
- Global Carry Vault
- Source
- DefiLlama pool page ↗
- 18
Tori Finance
STRUSD · Ethereum
9.97%30d avg
Now 10.21%TVL $64.0MDetails
- Note
- 7 days unstaking
- Source
- DefiLlama pool page ↗Tori Finance website ↗
- 19
Pendle V2
SIUSD · Ethereum
9.72%30d avg
Now 9.38%TVL $18.8MDetails
- Note
- For buying PT-siUSD-07JAN2027
- Source
- DefiLlama pool page ↗Pendle V2 website ↗
- 20
Gami Labs
GAMIUSDC · Ethereum
9.62%30d avg
Now 9.60%TVL $10.3MDetails
- Note
- Gami USDC
- Source
- DefiLlama pool page ↗Gami Labs website ↗
- 21
Ember
USDC · Ethereum
9.17%30d avg
Now 14.45%TVL $17.9MDetails
- Note
- Y10K Capital USD
- Source
- DefiLlama pool page ↗Ember website ↗
- 22
Lagoon
GAMIUSDC · Ethereum
9.15%30d avg
Now 9.10%TVL $10.3MDetails
- 23
ZEROBASE CeDeFi
USDT · Ethereum
9.00%30d avg
Now 9.00%TVL $14.2MDetails
- Reward tokens
- 2.00% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗ZEROBASE CeDeFi website ↗
- 24
ZEROBASE CeDeFi
USDC · Base
9.00%30d avg
Now 9.00%TVL $10.5MDetails
- Reward tokens
- 2.00% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗ZEROBASE CeDeFi website ↗
- 25
ZEROBASE CeDeFi
USDT · BSC
8.76%30d avg
Now 8.76%TVL $16.5MDetails
- Reward tokens
- 2.00% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗ZEROBASE CeDeFi website ↗
Filters: stablecoin-only, single-asset exposure, no impermanent loss (per DefiLlama), TVL ≥ $10.0M, ≥ 30 days of history, APY ≤ 25% (current and 30-day), no outliers or LP positions. Why these filters?
Pick a coin
USDC USD Coin
13.15%
74 pools · supply $71.64B
USDT Tether
12.06%
27 pools · supply $179.30B
PYUSD PayPal USD
16.19%
7 pools · supply $2.81B
DAI Dai
4.56%
4 pools · supply $4.70B
USDS Sky Dollar
5.72%
8 pools · supply $6.39B
USDe Ethena USDe
4.98%
7 pools · supply $4.53B
USD1 World Liberty USD1
8.07%
2 pools · supply $3.89B
GHO GHO
5.96%
4 pools · supply $698.0M
crvUSD Curve USD
5.67%
6 pools · supply $218.3M
FRAX Frax USD
5.04%
2 pools · supply $143.4M
RLUSD Ripple USD
6.09%
4 pools · supply $2.42B
USDG Global Dollar
4.93%
2 pools · supply $2.87B
FDUSD First Digital USD
–
0 pools · supply $299.4M
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