Not financial advice. Rates change; DeFi carries smart-contract and depeg risk.
8 USDS pools pass our safety filters right now, from 4 protocols across 3 chains, holding $6.58B in total. The best 30-day average is 5.72% on Sky Lending (USDS, Ethereum), and the middle of the pack earns about 3.77%.
Compared with their own 30-day averages, 1 option is rising and 1 is falling today.
Last updated · refreshes hourly · Data: DefiLlama ↗
5.72%
Sky Lending · USDS
3.77%
Median rate
8
Pass safety filters
$6.58B
8 options match
Sky Lending
USDS · Ethereum
30d avg
SparkLend
USDS · Ethereum
30d avg
Spark Savings
USDS · Arbitrum
30d avg
Spark Savings
USDS · Base
30d avg
Sky Lending
SUSDS · Ethereum
30d avg
Sky Lending
SUSDS · Arbitrum
30d avg
Centrifuge Protocol
USDS · Ethereum
30d avg
SparkLend
USDS · Ethereum
30d avg
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
As of Nov 2, 2026, 03:28 UTC, Sky Lending (USDS on Ethereum) has the highest 30-day average at 5.72%, with $145.8M deposited. Its current rate is 6.03%. The top three are Sky Lending (5.72%), SparkLend (4.14%), Spark Savings (3.77%).
8 pools currently qualify, holding $6.58B in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 3.77%.
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk.
Rates are pulled from DefiLlama and refreshed every hour. This page last updated at Nov 2, 2026, 03:28 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
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