Not financial advice. Rates change; DeFi carries smart-contract and depeg risk.
27 USDT pools pass our safety filters right now, from 13 protocols across 9 chains, holding $2.20B in total. The best 30-day average is 12.05% on Morpho Blue (FCUSDT, Ethereum), and the middle of the pack earns about 4.54%.
Compared with their own 30-day averages, 4 options are rising and 9 are falling today.
Last updated · refreshes hourly · Data: DefiLlama ↗
12.05%
Morpho Blue · FCUSDT
4.54%
Median rate
27
Pass safety filters
$2.20B
27 options match
Morpho Blue
FCUSDT · Ethereum
30d avg
ZEROBASE CeDeFi
USDT · Ethereum
30d avg
ZEROBASE CeDeFi
USDT · BSC
30d avg
Bitway Earn
USDT · BSC
30d avg
Morpho Blue
GTUSDTB · Stable
30d avg
Aave V3
USDT · Ethereum
30d avg
Aave V3
USDT0 · Monad
30d avg
Maple
USDT · Ethereum
30d avg
Aave V4
USDT · Avalanche
30d avg
Compound V3
USDT · Ethereum
30d avg
Fluid Lending
USDT · Ethereum
30d avg
Fluid Lending
USDT0 · Plasma
30d avg
Jupiter Lend
USDT · Solana
30d avg
Aave V3
USDT0 · Plasma
30d avg
Aave V3
USDT0 · Mantle
30d avg
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
As of Nov 2, 2026, 03:28 UTC, Morpho Blue (FCUSDT on Ethereum) has the highest 30-day average at 12.05%, with $39.2M deposited. Its current rate is 10.11%. The top three are Morpho Blue (12.05%), ZEROBASE CeDeFi (9.00%), ZEROBASE CeDeFi (8.76%).
27 pools currently qualify, holding $2.20B in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 4.54%.
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk.
Rates are pulled from DefiLlama and refreshed every hour. This page last updated at Nov 2, 2026, 03:28 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
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