Not financial advice. Rates change; DeFi carries smart-contract and depeg risk.
4 DAI pools pass our safety filters right now, from 4 protocols across 2 chains, holding $317.2M in total. The best 30-day average is 4.56% on sDAI (SDAI, Gnosis), and the middle of the pack earns about 3.33%.
Compared with their own 30-day averages, 0 options are rising and 1 is falling today.
Last updated · refreshes hourly · Data: DefiLlama ↗
4.56%
sDAI · SDAI
3.33%
Median rate
4
Pass safety filters
$317.2M
4 options match
sDAI
SDAI · Gnosis
30d avg
Aave V3
DAI · Ethereum
30d avg
SparkLend
DAI · Ethereum
30d avg
Sky Lending
SDAI · Ethereum
30d avg
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
As of Nov 2, 2026, 03:28 UTC, sDAI (SDAI on Gnosis) has the highest 30-day average at 4.56%, with $38.6M deposited. Its current rate is 4.78%. The top three are sDAI (4.56%), Aave V3 (3.33%), SparkLend (2.84%).
4 pools currently qualify, holding $317.2M in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 3.33%.
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk.
Rates are pulled from DefiLlama and refreshed every hour. This page last updated at Nov 2, 2026, 03:28 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
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