Best DAI yield on Ethereum
3 DAI pools on Ethereum pass our safety filters right now, from 3 protocols, holding $278.7M in total. The best 30-day average is 3.33% on Aave V3 (DAI), and the middle of the pack earns about 2.84%.
Compared with their own 30-day averages, 0 options are rising and 1 is falling today.
Last updated · refreshes every 6 hours (next ≈ 06:07 UTC) · Data: DefiLlama ↗
Best 30d avg
3.33%
Aave V3 · DAI
Best rated Safer (80+)
3.33%
Aave V3 · score 81
Options ranked
3
Pass safety filters
TVL in these pools
$278.7M
Ranked by 30-day average
SafetyHow it's scored
3 options match
- 1
Aave V3
DAI · Ethereum
3.33%30d avg
Now 2.98%TVL $18.2MFallingSteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$15.4B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%42$18M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama 4.6 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%25Aave V3 hacked Mar 2026, $862K lost, funds mostly returned.
- APY volatility · 14%68APY moves around: today 2.98% vs 30-day average 3.33%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100DAI's worst daily price in the past year was 0.25% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- 2
SparkLend
DAI · Ethereum
2.84%30d avg
Now 3.09%TVL $72.4MSteadySteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%90$5.0B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%62$72M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%88Listed on DefiLlama 3.5 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%100No hacks recorded for this protocol in DefiLlama's hacks database.
- APY volatility · 14%76APY moves around: today 3.09% vs 30-day average 2.84%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100DAI's worst daily price in the past year was 0.25% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- 3
Sky Lending
SDAI · Ethereum
1.25%30d avg
Now 1.25%TVL $188.0MSteadyVolatileDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%90$5.0B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%76$188M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama before Oct 2021, so running for at least 5 years.
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%100No hacks recorded for this protocol in DefiLlama's hacks database.
- APY volatility · 14%75APY moves around: today 1.25% vs 30-day average 1.25%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100DAI's worst daily price in the past year was 0.25% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
Questions
What is the best DAI yield on Ethereum right now?
As of Nov 2, 2026, 03:57 UTC, Aave V3 (DAI on Ethereum) has the highest 30-day average at 3.33%, with $18.2M deposited. Its current rate is 2.98%. The top three are Aave V3 (3.33%), SparkLend (2.84%), Sky Lending (1.25%).
How many options pass StableRate's filters?
3 pools currently qualify, holding $278.7M in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 2.84%.
Is the DAI yield on Ethereum safe?
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk. On our Safety Score (0–100, from TVL, protocol age, audits, hack history, APY volatility, reward tokens, peg health and IL risk), Aave V3 scores 81/100 (Safer). It is also the best-paying option rated Safer. A high score means fewer red flags in public data, not a guarantee.
How often is this page updated?
Rates are pulled from DefiLlama and refreshed every 6 hours (protocol details such as audits and hack history once a day). This page last updated at Nov 2, 2026, 03:57 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
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