Best GHO yield on Ethereum
4 GHO pools on Ethereum pass our safety filters right now, from 2 protocols, holding $293.4M in total. The best 30-day average is 5.96% on Fluid Lending (GHO), and the middle of the pack earns about 4.50%.
Compared with their own 30-day averages, 1 option is rising and 2 are falling today.
Last updated · refreshes every 6 hours (next ≈ 06:07 UTC) · Data: DefiLlama ↗
Best 30d avg
5.96%
Fluid Lending · GHO
Best rated Safer (80+)
4.50%
Aave V3 · score 89
Options ranked
4
Pass safety filters
TVL in these pools
$293.4M
Ranked by 30-day average
SafetyHow it's scored
4 options match
- 1
Fluid Lending
GHO · Ethereum
5.96%30d avg
Now 7.11%TVL $19.2MRisingSteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%60$616M deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%43$19M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%67Listed on DefiLlama 2.7 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%0Fluid Lending hacked May 2026, $215K lost.
- APY volatility · 14%67APY moves around: today 7.11% vs 30-day average 5.96%.
- Reward-token reliance · 10%7129% of today's rate is paid in reward tokens, which can fall in price or stop.
- Stablecoin peg health · 12%100GHO's worst daily price in the past year was 0.24% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Down (shown for information, not scored).
Moderate = 60–79. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- Reward tokens
- 2.09% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Fluid Lending website ↗
- 2
Aave V3
SGHO · Ethereum
4.50%30d avg
Now 4.50%TVL $201.0MSteadySteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$15.4B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%77$201M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama 4.6 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%25Aave V3 hacked Mar 2026, $862K lost, funds mostly returned.
- APY volatility · 14%100APY has been steady: today 4.50% vs 30-day average 4.50%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100GHO's worst daily price in the past year was 0.24% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- 3
Aave V3
GHO · Ethereum
2.84%30d avg
Now 1.86%TVL $23.5MFallingVolatileDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$15.4B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%46$23M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama 4.6 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%25Aave V3 hacked Mar 2026, $862K lost, funds mostly returned.
- APY volatility · 14%56APY moves around: today 1.86% vs 30-day average 2.84%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100GHO's worst daily price in the past year was 0.24% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Moderate = 60–79. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- Note
- Prime Instance
- Source
- DefiLlama pool page ↗Aave V3 website ↗
- 4
Aave V3
GHO · Ethereum
1.10%30d avg
Now 0.50%TVL $49.7MFallingVolatileDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$15.4B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%57$50M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama 4.6 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%25Aave V3 hacked Mar 2026, $862K lost, funds mostly returned.
- APY volatility · 14%44APY swings a lot: today 0.50% vs 30-day average 1.10%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100GHO's worst daily price in the past year was 0.24% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Moderate = 60–79. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- Note
- Aave Horizon Market
- Source
- DefiLlama pool page ↗Aave V3 website ↗
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
Questions
What is the best GHO yield on Ethereum right now?
As of Nov 2, 2026, 03:57 UTC, Fluid Lending (GHO on Ethereum) has the highest 30-day average at 5.96%, with $19.2M deposited. Its current rate is 7.11%. The top three are Fluid Lending (5.96%), Aave V3 (4.50%), Aave V3 (2.84%).
How many options pass StableRate's filters?
4 pools currently qualify, holding $293.4M in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 4.50%.
Is the GHO yield on Ethereum safe?
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk. On our Safety Score (0–100, from TVL, protocol age, audits, hack history, APY volatility, reward tokens, peg health and IL risk), Fluid Lending scores 67/100 (Moderate). The best-paying option rated Safer (80+) is Aave V3 (SGHO on Ethereum) at 4.50%, scoring 89/100. A high score means fewer red flags in public data, not a guarantee.
How often is this page updated?
Rates are pulled from DefiLlama and refreshed every 6 hours (protocol details such as audits and hack history once a day). This page last updated at Nov 2, 2026, 03:57 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
Learn more
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