Best RLUSD yield on Ethereum
4 RLUSD pools on Ethereum pass our safety filters right now, from 3 protocols, holding $979.4M in total. The best 30-day average is 6.09% on Morpho Blue (SENRLUSDV2), and the middle of the pack earns about 5.07%.
Compared with their own 30-day averages, 1 option is rising and 0 are falling today.
Last updated · refreshes every 6 hours (next ≈ 06:07 UTC) · Data: DefiLlama ↗
Best 30d avg
6.09%
Morpho Blue · SENRLUSDV2
Best rated Safer (80+)
6.09%
Morpho Blue · score 90
Options ranked
4
Pass safety filters
TVL in these pools
$979.4M
Ranked by 30-day average
SafetyHow it's scored
4 options match
- 1
Morpho Blue
SENRLUSDV2 · Ethereum
6.09%30d avg
Now 5.92%TVL $410.3MSteadySteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$11.1B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%87$410M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%70Listed on DefiLlama 2.8 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%100No hacks recorded for this protocol in DefiLlama's hacks database.
- APY volatility · 14%95APY has been steady: today 5.92% vs 30-day average 6.09%.
- Reward-token reliance · 10%5050% of today's rate is paid in reward tokens, which can fall in price or stop.
- Stablecoin peg health · 12%100RLUSD's worst daily price in the past year was 0.33% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Down (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- Reward tokens
- 2.94% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 2
Aave V3
RLUSD · Ethereum
5.07%30d avg
Now 5.59%TVL $57.5MRisingSteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$15.4B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%59$57M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%100Listed on DefiLlama 4.6 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%25Aave V3 hacked Mar 2026, $862K lost, funds mostly returned.
- APY volatility · 14%77APY moves around: today 5.59% vs 30-day average 5.07%.
- Reward-token reliance · 10%2971% of today's rate is paid in reward tokens, which can fall in price or stop.
- Stablecoin peg health · 12%100RLUSD's worst daily price in the past year was 0.33% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Down (shown for information, not scored).
Moderate = 60–79. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- Note
- Aave Horizon Market
- Reward tokens
- 3.95% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Aave V3 website ↗
- 3
SparkLend
RLUSD · Ethereum
2.07%30d avg
Now 2.27%TVL $11.5MSteadySteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%90$5.0B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%35$12M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%88Listed on DefiLlama 3.5 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%100No hacks recorded for this protocol in DefiLlama's hacks database.
- APY volatility · 14%82APY has been steady: today 2.27% vs 30-day average 2.07%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100RLUSD's worst daily price in the past year was 0.33% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Down (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
- 4
Morpho Blue
SXSRLUSD · Ethereum
0.17%30d avg
Now 0.10%TVL $500.1MSteadySteadyDetails
Safety scoreConfidence: High (100% of weighted inputs known)- Protocol size (TVL) · 12%100$11.1B deposited across the whole protocol (full marks at $10B, zero at $10M).
- Pool size (TVL) · 10%90$500M in this pool (full marks at $1B, zero at $1M).
- Protocol age · 10%70Listed on DefiLlama 2.8 years ago (full marks at 4 years).
- Audits · 12%100Two or more audits listed on DefiLlama. Audits lower, not remove, bug risk.
- Hack history · 12%100No hacks recorded for this protocol in DefiLlama's hacks database.
- APY volatility · 14%86APY has been steady: today 0.10% vs 30-day average 0.17%.
- Reward-token reliance · 10%100None of the rate depends on reward tokens.
- Stablecoin peg health · 12%100RLUSD's worst daily price in the past year was 0.33% off $1.
- Impermanent-loss risk · 8%100Single asset: no impermanent-loss risk flagged.
DefiLlama's APY outlook: Stable/Up (shown for information, not scored).
Safer = 80 or more. Fewer red flags in public data, not a guarantee and not financial advice. How the score works
Education, not financial advice. Rates change; DeFi carries smart-contract and depeg risk. Do your own research.
Questions
What is the best RLUSD yield on Ethereum right now?
As of Nov 2, 2026, 03:57 UTC, Morpho Blue (SENRLUSDV2 on Ethereum) has the highest 30-day average at 6.09%, with $410.3M deposited. Its current rate is 5.92%. The top three are Morpho Blue (6.09%), Aave V3 (5.07%), SparkLend (2.07%).
How many options pass StableRate's filters?
4 pools currently qualify, holding $979.4M in total. We only count single-asset stablecoin pools with no impermanent loss, at least $10.0M deposited, 30+ days of history and a rate no higher than 25%. The middle option pays about 5.07%.
Is the RLUSD yield on Ethereum safe?
No yield is risk-free. These are smart contracts that can be exploited, the stablecoin can lose its $1 peg, and lenders can suffer bad debt. Deposits are not insured like a bank account, and higher rates usually mean more risk. On our Safety Score (0–100, from TVL, protocol age, audits, hack history, APY volatility, reward tokens, peg health and IL risk), Morpho Blue scores 90/100 (Safer). It is also the best-paying option rated Safer. A high score means fewer red flags in public data, not a guarantee.
How often is this page updated?
Rates are pulled from DefiLlama and refreshed every 6 hours (protocol details such as audits and hack history once a day). This page last updated at Nov 2, 2026, 03:57 UTC. If fewer than 3 options qualify, the page is removed instead of showing thin data.
Learn more
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