Best PYUSD interest rates (November 2026)
Right now 7 PYUSD pools pass our safety filters. The best 30-day average is 16.19% on Pendle V2 (Ethereum), and the middle of the pack earns about 6.16%.
Last updated · refreshes hourly · Data: DefiLlama ↗
New to this? Read the 30-second versionQuick explainer
- A stablecoin is a token built to stay worth $1. You can lend it out or deposit it in a protocol and earn interest, paid by borrowers or by what the protocol does with the money.
- We rank by the 30-day average (APY), not today's rate, because rates jump around. Tap + on any row for the risks and a link to the source.
- Higher rates usually mean more risk. None of this is insured like a bank account.
Guide: How stablecoin yields work →How to read these tablesGlossary
7 options match
- 1
Pendle V2
APYUSD · Ethereum
16.19%30d avg
Now 17.78%TVL $17.6MSteadyDetails
- Note
- For buying PT-apyUSD-05NOV2026
- Source
- DefiLlama pool page ↗Pendle V2 website ↗
- 2
Morpho Blue
SENPYUSDPST · Ethereum
7.08%30d avg
Now 7.00%TVL $72.9MSteadyDetails
- Reward tokens
- 1.42% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 3
Sentora Curator
PYUSD · Solana
6.55%30d avg
Now 6.06%TVL $99.2MSteadyDetails
- Note
- Kamino Sentora PYUSD
- Reward tokens
- 2.63% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Sentora Curator website ↗
- 4
Morpho Blue
SENPYUSDPRIMEV2 · Ethereum
6.16%30d avg
Now 5.39%TVL $210.8MFallingDetails
- Reward tokens
- 1.95% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 5
Morpho Blue
SENPYUSDMAIN · Ethereum
5.52%30d avg
Now 5.76%TVL $351.2MSteadyDetails
- Reward tokens
- 3.22% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 6
Jupiter Lend
PYUSD · Solana
3.73%30d avg
Now 3.92%TVL $251.4MSteadyDetails
- Note
- Earn (Sentora Market)
- Source
- DefiLlama pool page ↗Jupiter Lend website ↗
- 7
SparkLend
PYUSD · Ethereum
0.90%30d avg
Now 0.80%TVL $77.8MSteadyDetails
Is earning interest on PYUSD safe?
Safer is not safe. Every pool here is a smart contract that could have a bug, and PYUSD itself could lose its $1 peg if Paxos for PayPal or its backing runs into trouble. Pools with very high rates often pay part of the yield in reward tokens or lend to riskier borrowers. Pools listed under "PYUSD" include vaults and wrapped versions built on PYUSD, which add their own manager or strategy risk. Read the full risk explainer.
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