Best RLUSD interest rates (November 2026)
Right now 4 RLUSD pools pass our safety filters. The best 30-day average is 6.09% on Morpho Blue (Ethereum), and the middle of the pack earns about 5.07%.
Last updated · refreshes hourly · Data: DefiLlama ↗
New to this? Read the 30-second versionQuick explainer
- A stablecoin is a token built to stay worth $1. You can lend it out or deposit it in a protocol and earn interest, paid by borrowers or by what the protocol does with the money.
- We rank by the 30-day average (APY), not today's rate, because rates jump around. Tap + on any row for the risks and a link to the source.
- Higher rates usually mean more risk. None of this is insured like a bank account.
Guide: How stablecoin yields work →How to read these tablesGlossary
4 options match
- 1
Morpho Blue
SENRLUSDV2 · Ethereum
6.09%30d avg
Now 5.92%TVL $410.3MSteadyDetails
- Reward tokens
- 2.94% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Morpho Blue website ↗
- 2
Aave V3
RLUSD · Ethereum
5.07%30d avg
Now 5.59%TVL $57.5MRisingDetails
- Note
- Aave Horizon Market
- Reward tokens
- 3.95% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Aave V3 website ↗
- 3
SparkLend
RLUSD · Ethereum
2.07%30d avg
Now 2.27%TVL $11.5MSteadyDetails
- 4
Morpho Blue
SXSRLUSD · Ethereum
0.17%30d avg
Now 0.10%TVL $500.2MSteadyDetails
Is earning interest on RLUSD safe?
Safer is not safe. Every pool here is a smart contract that could have a bug, and RLUSD itself could lose its $1 peg if Ripple or its backing runs into trouble. Pools with very high rates often pay part of the yield in reward tokens or lend to riskier borrowers. Pools listed under "RLUSD" include vaults and wrapped versions built on RLUSD, which add their own manager or strategy risk. Read the full risk explainer.
Join the list for the weekly rates roundup (launching soon)
The top safer stablecoin and staking rates and what changed, once a week. No spam, unsubscribe any time.