Best USD1 interest rates (November 2026)
Right now 2 USD1 pools pass our safety filters. The best 30-day average is 8.07% on Dolomite (Ethereum).
Last updated · refreshes hourly · Data: DefiLlama ↗
New to this? Read the 30-second versionQuick explainer
- A stablecoin is a token built to stay worth $1. You can lend it out or deposit it in a protocol and earn interest, paid by borrowers or by what the protocol does with the money.
- We rank by the 30-day average (APY), not today's rate, because rates jump around. Tap + on any row for the risks and a link to the source.
- Higher rates usually mean more risk. None of this is insured like a bank account.
Guide: How stablecoin yields work →How to read these tablesGlossary
2 options match
- 1
Dolomite
USD1 · Ethereum
8.07%30d avg
Now 8.43%TVL $42.5MSteadyDetails
- Reward tokens
- 4.46% of the rate is paid in reward tokens, which can fall in price.
- Source
- DefiLlama pool page ↗Dolomite website ↗
- 2
Lista Lending
USD1 · BSC
1.30%30d avg
Now 0.63%TVL $138.3MFallingDetails
Is earning interest on USD1 safe?
Safer is not safe. Every pool here is a smart contract that could have a bug, and USD1 itself could lose its $1 peg if World Liberty Financial or its backing runs into trouble. Pools with very high rates often pay part of the yield in reward tokens or lend to riskier borrowers. Pools listed under "USD1" include vaults and wrapped versions built on USD1, which add their own manager or strategy risk. Read the full risk explainer.
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